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+--- Thread: You Don't Need a Budget: Stop Worrying About Debt, Spend Without Shame, and Manag... (/Thread-You-Don-t-Need-a-Budget-Stop-Worrying-About-Debt-Spend-Without-Shame-and-Manag)
You Don't Need a Budget: Stop Worrying About Debt, Spend Without Shame, and Manag... - nieriorefasow63 - 01-29-2025
![[Image: 3e1bbf0a892d3ca33c4b15cb7b1fe452.jpg]](https://i124.fastpic.org/big/2025/0129/52/3e1bbf0a892d3ca33c4b15cb7b1fe452.jpg)
You Don't Need a Budget: Stop Worrying About Debt, Spend Without Shame, and Manage Money with Ease [Audiobook]
English | ASIN: B0CZV1JLSB | 2024 | 7 hours and 48 minutes | M4B@64 kbps | 226 MB
A simple, no-stress guide to managing money-free of the toxic messages and shame baked into traditional personal finance advice. Track every dollar you spend. Check your account balances once a week. Always pay off your credit card bill in full. Make a budget-and stick to it. These are just a few of the edicts you'll find in virtually every personal finance book. But this kind of rigid, one-size-fits-all advice-usually written for and by wealthy white men (and a few women) with little perspective on the money struggles that many people face-is unrealistic, and only creates stress and shame. As a financial journalist and educator, Dana Miranda is on a mission to liberate listeners from budget culture: the damaging set of beliefs around money that rely on restriction, shame, and greed-much like diet culture does for food and bodies. In this long-overdue alternative to traditional budgeting advice, Miranda offers a new approach that makes money easy for everyone, regardless of the numbers in their bank account. Full of counterintuitive advice-like how to use debt to support your life goals, how to plan for retirement without a 401K, and how to take advantage of resources that exist to support those left behind by the forces of capitalism-You Don't Need a Budget will empower listeners to get money off their mind and live the lives they want.
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